@misc{Półtorak_Bogusław_List_2005, author={Półtorak, Bogusław}, year={2005}, rights={Wszystkie prawa zastrzeżone (Copyright)}, description={Prace Naukowe Akademii Ekonomicznej we Wrocławiu. Finanse Bankowość Rachunkowość (2); 2005; nr 1059, s. 105-114}, publisher={Wydawnictwo Akademii Ekonomicznej im. Oskara Langego we Wrocławiu}, language={pol}, abstract={Mortgage bonds were essential instrument on the mortgage market in Germany. Mortgage bonds were an important instrument on financial market. They were a substantial element of the financial debt market. A law on mortgage bonds and mortgage banks (which came into force on 13 July 1899) constituted existence of long-term credit institutions, such as mortgage banks. Currently 20 mortgage banks are present in German. They hold together ca. 21% in mortgage credits funded by commercial bank sector.}, type={artykuł}, title={List zastawny na niemieckim rynku finansowym}, }