@misc{Kochaniak_Katarzyna_Are_2019,
 author={Kochaniak, Katarzyna},
 identifier={DOI: 10.15611/aoe.2019.2.01},
 year={2019},
 rights={Wszystkie prawa zastrzeżone (Copyright)},
 description={Argumenta Oeconomica, 2019, Nr 2 (43), s. 5-37},
 publisher={Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu},
 language={eng},
 abstract={The paper investigates the significance of households’ characteristics for the levels of their sight deposits in the eurozone countries – which, according to the European Banking Authority (EBA), are primarily dependent on household incomes. The analysis is based on household-level data and applies regression models. Its main finding is that the effect of annual gross incomes of households was statistically significant in most of the eurozone countries. However, a broader set of household characteristics revealed various mechanisms of the formation of sight deposits. The priority significance of incomes was confirmed only in four member states},
 title={Are incomes a key determinant of the levels of household sight deposits during a financial market downturn? The case of the eurozone countries},
 type={artykuł},
 keywords={sight deposits, determinants, household characteristics},
}